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Lately our people constantly under attact of inflation. Starting from price increased of raw materials, then the petrol (whopping of 40%), foods, electricity and latest should be the interest rate. I read from certain blog that predicted next 2-3 years will be down turn for Malaysia which count after-effect from US. Sub-prime, oil price, etc will later came to Malaysia shore. Since this will happen in next few years, thus I'm currently preparing on how to soften the effect to me and my family. My plan should be as below: 1. Diversify my investment to include mutual fund (multiple fund manager). To include stock holding of certain blue chip stocks. 2. Make settlement on my housing loan - currently revise interest package into fixed 5 years promotional rate. 3. Keep as much as cash in multiple currency - including gold (of course exclude US Dollar) 4. Hold-on all luxury purchase such as LCD/Plasma TV, oversea vacations, PC/laptop 5. Liquidate asset to generate better cash flow. 6. Lo...

Somehow I managed to spare sometime to update this. Been quite busy lately when we start managing people. I have to admit that sooner or later, we have to learn managing people. Be it at office, family or even nation. Been meeting people to get them into my group. Few vacant hasn't been filled since last year. Can't hold any longer or the burden will on my shoulder. My team unable to coup up anymore. With this opportunity, I cherry-picked every single of them to ensure they are able perform up to my expectation. It' s the nature of human that we might not able to see their true colour during couple of meeting. If we are lucky, then they more valuable then they thought. Otherwise, we just have to live with them. No matter how careful you are, 1 out 10 must be those you really don't want. Bottomline is, managing system/mechanic is far more easy than a single human.