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Constantly I think I'm underpaid.. Seeing people around me, with nice and flashy car, yesterday-launch-phone on their hand, high-maintenance girl friend (excuse me) shopping with platinum card. That's for single or couple. Family with brand new MPV having vacation at all-suites apartment or 3-bedroom service apartment during school holiday at Port Dickson, eating all they can either at BBQ restaurant or seafood restaurant. You know how much it cost a family to spend weekend during school holiday there.. More that an average people earn for 2 weeks!! It has been 2 years since my international passport expired. Free passport paid by my previous company sent me to LA to attend 2 weeks training in 2001. Managed to pay visit to Pharoah during Qatar Airways' 50% off ticket promotion. How nice having my face blowed by Mediterranian Sea's wind from Alexandria. 2003 was my year visiting Bangkok by airasia RM49.90 return. Planned for 6 months ahead to get that price !! Cheap, if...

So often we'll spend more than what we made. In US, 50% of it's citizen spend 10% more than what written in their paycheck every month.. How about us in Malaysia? So far, haven't see any survey or anaysis been shown to beat the number.. Roughly I can make a guest or estimation from my point of view.. I saw people rushing into one of newly opened hypermarket at Batu Berendam, Malacca on 01/01/07.. Buying like there is no other day with that rock-bottom crazy price.. Nevertheless, people buying without cares whether they really need it or just because it is cheap.. None of those I saw in front of me having a total less than RM100 per trolley.. Well, some would say they just got their bonuses.. they deserves some extra money to throw away.. good for them, good for the business too.. okey.. Let's take a step back.. most of us have a fixed amount of paycheck every month. We spend accordingly even most of the time we exceed that amount. We used our future money to buy now (in...

Guess this will be a good start for year 2007.. Looking forward to more challenging career, better wealth management, efficient time spending while enjoy life to the fullest.. Well, it's now only 24 days past 2007 but too much I've gone through.. Need time to calm down a bit before taking bigger responsibility..