I'm underpaid..
Constantly I think I'm underpaid.. Seeing people around me, with nice and flashy car, yesterday-launch-phone on their hand, high-maintenance girl friend (excuse me) shopping with platinum card. That's for single or couple. Family with brand new MPV having vacation at all-suites apartment or 3-bedroom service apartment during school holiday at Port Dickson, eating all they can either at BBQ restaurant or seafood restaurant. You know how much it cost a family to spend weekend during school holiday there.. More that an average people earn for 2 weeks!!
It has been 2 years since my international passport expired. Free passport paid by my previous company sent me to LA to attend 2 weeks training in 2001. Managed to pay visit to Pharoah during Qatar Airways' 50% off ticket promotion. How nice having my face blowed by Mediterranian Sea's wind from Alexandria. 2003 was my year visiting Bangkok by airasia RM49.90 return. Planned for 6 months ahead to get that price !! Cheap, if you ask me, but risky if your plan screwed last minutes by your boss. 2004 can't go anywhere as my passport left 6 months before expiry.. with renewing that will cost me RM300, I better think again. My collegues from India only paid Rm100 for his 10 years expiry international passport. Why me must pay rm300 for just 5 years? Don't say it's because the most secure passport in the world. I don't need that. If government want that kind of features, why don't they bear the cost themself? Why has to burden us, the citizen? Isn't enough with income tax, excise duty, sale tax and soon to be GST..
This year my initally valued RM66K car will turn 4 years. Yet 3 more years to go for installment for a value that if I trade in now, I'll get nothing in return. Thanks to government's NAP
policy. I'm paying 1/3 of my bring-home salary for non valueable car. 10% already vaporized for subsidized petrol and 5% more for our world-class (also) heavily subsidized toll. 20% went to my BLR+1% 30 years 700sq apartment installment. while the rest goes to groceries, food, bills, insurance, etc... What else left for my 14 months daughter? Her 2 x 1.8kg milk with M84 x 2 pack of drypers already cost me Rm150 per month.. How about her mum?
When I think it over and when I compare to what I have during my time in US, I've learnt that we pay too much tax, we pay too much tax on car & it's part, too much toll, and most important thing was we pay too much for our basic need, food. We deserved at least that from our government. Do we? No. But what government do? Stop importing cheap food from Thailand & China to protect internal farmer & fishermen. Why? Millions have to suffer paying high price just to save income of few thousands of our farmers & fishermen? At the same time, government making more money from levy & extra tax for inported stuff. Just not justified.
Beginning of this year, I just realized that I'm not even saving more that 5% of my annual income. Too bad. Pity my little girl. How she's going to have her quality education if this will continues till she start school. I'm not depending on government sponsorship even I know my girl will make strainght A's in all her exams.. I need to spare hugh amount of money for her education. Where can I get that kind of money?
That's why I told you that I'm underpaid. Not because I spend to much for myself or my car or my house, but it means that I didn't make enough to save for my daughter education.
It has been 2 years since my international passport expired. Free passport paid by my previous company sent me to LA to attend 2 weeks training in 2001. Managed to pay visit to Pharoah during Qatar Airways' 50% off ticket promotion. How nice having my face blowed by Mediterranian Sea's wind from Alexandria. 2003 was my year visiting Bangkok by airasia RM49.90 return. Planned for 6 months ahead to get that price !! Cheap, if you ask me, but risky if your plan screwed last minutes by your boss. 2004 can't go anywhere as my passport left 6 months before expiry.. with renewing that will cost me RM300, I better think again. My collegues from India only paid Rm100 for his 10 years expiry international passport. Why me must pay rm300 for just 5 years? Don't say it's because the most secure passport in the world. I don't need that. If government want that kind of features, why don't they bear the cost themself? Why has to burden us, the citizen? Isn't enough with income tax, excise duty, sale tax and soon to be GST..
This year my initally valued RM66K car will turn 4 years. Yet 3 more years to go for installment for a value that if I trade in now, I'll get nothing in return. Thanks to government's NAP
policy. I'm paying 1/3 of my bring-home salary for non valueable car. 10% already vaporized for subsidized petrol and 5% more for our world-class (also) heavily subsidized toll. 20% went to my BLR+1% 30 years 700sq apartment installment. while the rest goes to groceries, food, bills, insurance, etc... What else left for my 14 months daughter? Her 2 x 1.8kg milk with M84 x 2 pack of drypers already cost me Rm150 per month.. How about her mum?
When I think it over and when I compare to what I have during my time in US, I've learnt that we pay too much tax, we pay too much tax on car & it's part, too much toll, and most important thing was we pay too much for our basic need, food. We deserved at least that from our government. Do we? No. But what government do? Stop importing cheap food from Thailand & China to protect internal farmer & fishermen. Why? Millions have to suffer paying high price just to save income of few thousands of our farmers & fishermen? At the same time, government making more money from levy & extra tax for inported stuff. Just not justified.
Beginning of this year, I just realized that I'm not even saving more that 5% of my annual income. Too bad. Pity my little girl. How she's going to have her quality education if this will continues till she start school. I'm not depending on government sponsorship even I know my girl will make strainght A's in all her exams.. I need to spare hugh amount of money for her education. Where can I get that kind of money?
That's why I told you that I'm underpaid. Not because I spend to much for myself or my car or my house, but it means that I didn't make enough to save for my daughter education.
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